Disclaimer

What this service is

Appraisal Fighter prepares a reconsideration-of-value request from your appraisal report and the documents you provide. It is not an appraisal, an appraisal review, or an opinion of value, and it is not prepared by a licensed appraiser acting in that capacity. Only the appraiser can change the appraised value. Requests go through the lender; never contact the appraiser directly.

What this service is not

We are not appraisers, lenders, attorneys or real estate brokers acting for you, and nothing here is legal, lending or valuation advice.

We do not state an opinion of what any property is worth. Every figure in a request comes from your appraisal report, from documents you supply, or from arithmetic on those figures.

We never contact appraisers, and you should not either. A request goes to the lender, and the lender decides how it reaches the appraiser.

No guarantee of outcome

A rating of Strong, Moderate or Weak is our assessment of how well the report's own data supports a request. It is not a prediction. The appraiser may leave the value unchanged.

Most loans allow only one borrower-initiated request per appraisal. For FHA loans there is no borrower-filed process: the document is a request to the lender's underwriter, who decides whether to act.

Who can submit

Only the borrower can submit a request, through their lender. Sellers and agents can prepare one, but it goes nowhere without the borrower's cooperation.